Hybrid Value Chains represent such collaborations between businesses and the citizen organizations which create income generating and growth opportunities that can only be realized by combining the capabilities of both. Microfinance sector in Pakistan has been in search of innovative approaches to increase the access of financial services for lower ends of the market and to deploy finances for productive income generation and asset creation activities.
Value Chain concept involves choosing, providing and communicating the
value. It examines the relationship between benefits and price. HVC also
focuses on the relationship between benefits and price but on the other
hand it creates an environment where both businesses and citizen sector
entities understand and accept risk and rewards.